Was looking into them since they offered a rate .75% lower than elsewhere, but I don't want to go down a time-wasting rabbit hole. That’s good to know. Since it's been a few months now, if you don't mind can you give an update? If you miss submitting some docs you will get a notification every day automatically. Asked by: Filo Akrach asked in category: General Last Updated: 26th March, 2020 Is quick2lend legit? First off, 15 days is BS, but secondly, if the rate wasn't good after 15 days then why were they still asking for information 40 days into the process? Multi Location Business Find locations. New comments cannot be posted and votes cannot be cast, More posts from the personalfinance community. Bankrate’s ever-growing list of bank reviews is updated regularly. I finally gave up on them and went with First Internet Bank of Indianna, who do everything electronically. ”"Filo was easy to reach, always answered questions and explained things very well. Lender Summary. We make the entire process easy with our user-friendly technology. How a Refinancing Scam Works. The company's mailing address is Po Box … How to Know If My Mortgage Broker Is Legitimate?. Thanks for sharing. I hope it's a new breed of lenders that has figured out how to do things right by the customer and still make a reasonable profit and that they stay in business. I'm definitely planning to recommend Filo to friends and family who may be looking to refinance. I kid you not, my manager was irritated by the whole thing. One asked three separate times for the same information; literally the third time I just forwarded my previous response. He said that they got such an amazing rate on the condition that they close in 15 days. Again, seems just a little bit better than what I'd expect (I have some known "good" lenders). Filo Mortgage is proud to offer amazingly low rates to those looking to refinance or purchase a home. When the rate went up they blame the market. Horrible experience. Ste A. Mukwonago, WI 53149-1767. These companies are located in Atlanta GA, Austin TX, Baton Rouge LA, Brighton CO, Dravosburg PA, Eaton Rapids MI, Fort Washington PA, Hilliard OH, Indianapolis IN, Lawrenceville NJ, Mechanicsville VA, Montgomery AL, Nashville TN, Phoenix AZ, Raleigh NC, Salem OR, Tallahassee FL, Tumwater WA, Wethersfield CT, and Wilmington DE. With so many financial institutions to choose from, it can be hard to know who to trust. Communication throughout has been steady. His original estimate was way off on closing costs, and when I inquired about the differences in cost he responded about as immaturely as I've seen an adult respond. Without a doubt, the whole process was miserable. I know what they usually say...if it’s too good to be true then it’s too good to be true, but thought I’d ask. Not worth the headache. Did they stop emailing and picking up the phone. We understand that the interest rate on a mortgage can make the difference between your ability to afford a home or not. The lender wants your business, of course, but also wants to make sure that you're a good bet, that you seem like you'll be able to handle the loan. There are two distinct areas of mortgage … Man, that sucks. The Annual Percentage Rate (APR) is 2.625%. We got several offers and theirs was the best. Copyright 2020 Filo Mortgage, LLC | Filo Mortgage is a mortgage broker. About Bankrate Score & Consumer Reviews. www.nmlsconsumeraccess.org Press J to jump to the feed. The recent Facebook reviews are mostly negative though. State Licenses Privacy Policy Terms of Use, 500 Office Center Drive, Suite 400 Fort Washington, PA 19034 NMLS# 1928741, 1-800-951-4732 Mon-Fri 8am - 11pm ET Sat-Sun 9am - 6pm ET. YOu see all the paperwork online. 550 Bay View Rd. The Annual Percentage Rate (APR) is 2.125% . Some state and county maximum loan amount restrictions may apply. What are personal loan scams? We understand that the interest rate on a mortgage can make the difference between your ability to afford a home or not, which is why we strive to offer low rates. I don't know the details on how the closing will be conducted. They’re giving me a crazy rate and seems too good to be true? Sometimes people don't tell the full story. Then do a quick online search and look up customer reviews. We were pissed to say the least. While some online lenders may do that (some brick and mortar places and brokers may do this as well), there are plenty of reputable Online Lender's that have integrity and simply want to get a consumer the best deal possible. They are out of this world. In a refinancing scam, the scam company or individual sends a mailer or calls you. With the new world of widespread remote work, you might be especially eager to consider a job offer or listing that promises that you can work from home. In some cases, the victim may get a lump-sum payment in the mortgage scam but is then evicted by the scammer after signing the documents.
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